outsourced bookkeeping cost for UK businessed in 2026 - whiz consulting

Share This Article

  • Last Updated: Sep 29, 2026
  • 🔊 Listen
Outsourced bookkeeping gives UK businesses access to professional finance support without the cost and commitment of building a full in-house bookkeeping team. However, the pricing of outsourced bookkeepers varies significantly depending on business size, transaction volume and the services required. Salary.com reports that an average remote bookkeeper costs £34,149 per year, or £2,846 per month. The actual outsourcing fee may differ because providers can offer broader services within a package, including reconciliations, accounts payable and receivable, payroll, month-end close, and management reporting. This blog explains how bookkeeping requirements change for sole traders, SMEs and larger businesses, what outsourcing packages can include, and which factors can increase costs. It also covers the key points UK businesses should check before choosing a provider, including pricing structure, software expertise, UK VAT knowledge, data security, and scalability.

TL;DR

  • Remote bookkeeping costs in the UK averages around £16 per hour, £2,846 per month, or £34,149 per year.
  • Bookkeeping costs typically increase with transaction volume, number of accounts, business complexity, reporting needs, and the level of support required.
  • Businesses should compare providers based on what is included in the quoted fee, rather than looking at the price alone.
  • UK businesses should also assess a provider’s accounting software expertise, VAT knowledge, data security controls, pricing structure, and ability to scale as the business grows.

In 2026, UK businesses can expect outsourced bookkeeping costs to average around £15 to £18 per hour, with annual costs ranging approximately from £31,572 to £37,249. The final fee, however, depends on factors such as transaction volume, business complexity, reporting requirements, and the level of support needed.

This blog looks at outsourced bookkeeping costs across different business sizes, outlines the services commonly included in bookkeeping packages, and explains what can affect the final price. These benchmarks will help you budget for bookkeeping, compare provider quotes, and choose a service scope that matches your business requirements.

cost saving | Whiz Consulting | Internal image for blog

Bookkeeping That Scales with You

Expert Bookkeeping Support Built Around Your Needs

How Much Does a Bookkeeper Cost in the UK in 2026?

The cost of bookkeeping support depends on the scope of work, transaction volume and the level of support required. According to Salary.com, the average cost of a remote bookkeeper is about £16 an hour, £657 a week, £2,846 a month, or £34,149 a year.

The table below breaks down the costs of outsourcing bookkeeping by payment frequency.

Payment Frequency Lower End Average Higher End
Hourly £15 £16 £18
Weekly £607 £657 £716
Monthly £2,631 £2,846 £3,104
Yearly £31,572 £34,149 £37,249

What is Included in Outsourced Bookkeeping Services?

Outsourced bookkeeping services include routine transaction processing, reconciliations, payroll processing, month-end close, and management accounting. More comprehensive packages may also include cash-flow monitoring, catch-up bookkeeping, and multi-entity support.

  • Transaction Recording and Bank Reconciliation: Recording sales, purchases, and expenses, then matching bank and credit card transactions with the accounting records
  • Accounts Payable and Receivable: Processing supplier invoices, maintaining invoices, tracking outstanding balances and supporting payment and collection processes
  • Payroll Processing: Recording payroll transactions, maintaining payroll-related accounts and reconciling payroll data with the general ledger
  • Month-End Close: Completing reconciliations, reviewing ledger balances, posting adjustments and closing the books for the reporting period
  • Management Accounting: Preparing profit and loss statements, balance sheets, cash-flow reports and aged receivables or payables reports
  • Cash-Flow Monitoring: Tracking expected receipts and payments to give business owners better visibility over short-term cash requirements
  • Catch-Up Bookkeeping: Bringing overdue records up to date, including additional reconciliations and transaction reviews before regular bookkeeping begins
  • Multi-Entity and Complex Bookkeeping: Supporting businesses with multiple entities, locations, currencies, and bank accounts

What Should UK Businesses Check Before Choosing an Outsourced Bookkeeping Provider?

Before choosing an outsourced bookkeeping provider, UK businesses should check the services included in the fee, software expertise, VAT knowledge, data security controls, and scalability. For businesses seeking small business bookkeeping support, it is also important to confirm whether additional transactions, catch-up work, reporting, or other services incur extra charges.

Check What the Fee Covers

Confirm whether the quoted price includes the bookkeeping services as your business requires. Also, check whether catch-up bookkeeping, additional transactions, or extra reporting are charged separately.

Review Software and UK Expertise

The outsourced bookkeeping provider should work within your accounting platform, whether that is Xero, QuickBooks, or Zoho Books, and understand the specific requirements relevant to your business. 

Ask AboutData Security

You should also understand how access to your financial records is controlled and what measures protect confidential business information. 

Scalability

A provider should be able to accommodate changes in transaction volume and reporting requirements. Before signing, check setup fees, minimum commitments, and how pricing changes when your workload increases.

Get Expert Bookkeeping Support That Fits Your Business

Outsourced bookkeeping costs vary because businesses have different transaction volumes, reporting needs and levels of financial complexity. Comparing a set of fees alone can therefore give an incomplete picture. The right comparison is the work covered and support you receive for the cost.

At Whiz Consulting, we offer outsourced bookkeeping services to UK businesses based on their actual requirements. Our team supports day-to-day bookkeeping, reconciliations, VAT preparation, accounts payable and receivable management, month-end reporting and more complex bookkeeping requirements. We give businesses access to structured bookkeeping support without adding unnecessary complexity. 

Behind Books

Get customized plan that supports your growth

Niyati

Niyati

Niyati is a fintech writer with years of expertise in remote accounting and cloud-based solutions like Quickbooks, Xero, Zoho, and Business Central. Passionate about digital finance, she crafts insightful content that empowers businesses to easily navigate accounting software and maximize efficiency in a remote-first world.

Have questions in mind? Find answers here...

The cost of a remote bookkeeper depends on the bookkeeper’s experience, location, workload and employment model. Salary.com reports that hiring a remote bookkeeper costs about £34,149 annually, or £2,846 monthly. 

Outsourced bookkeeping services commonly include expense recording, bank and credit card reconciliation, VAT preparation, management accounting, and financial reporting.  

Many outsourced bookkeeping providers work with popular accounting platforms, but you should confirm software compatibility and integration support before hiring one. 

Outsourcing bookkeeping can reduce fixed employment overhead because businesses pay for an agreed service rather than directly employing a full-time bookkeeper.  

Yes. Businesses can adjust their bookkeeping package as transaction volumes, accounts, and reporting requirements increase. Reviewing pricing and service scope periodically helps keep the arrangement aligned with workload. 

Thousands of business owners trust Whiz to manage their account

Let us take care of your books and make this financial year a good one.