Unsecured Loan
An unsecured loan is a loan that isn’t backed by collateral. Lenders rely on the borrower’s creditworthiness and financial stability. Because of higher risk, unsecured loans often carry higher interest rates. Examples include credit cards, personal loans, and some types of corporate financing.
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Utilization Rate
Utilization rate measures how effectively a company uses its available resources, such as labour hours or machinery capacity. It is…
Usury
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Upstream Transaction
An upstream transaction occurs when a subsidiary sells goods or services to its parent company. In consolidated financial statements, unrealised…
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